You can now choose a blended benchmark in you simulations, backtests, charts, etc. It’s a weighted blend of SPY & BND. You will find them in the Benchmark drop-down around the middle:
Allocation SPY/BND
15% Equity 85% Bond
30% Equity 70% Bond
50% Equity 50% Bond
60% Equity 40% Bond
70% Equity 30% Bond
85% Equity 15% Bond
Let us know your thoughts. Thanks
NOTE: these benchmarks are total return. They are calculated by blending the weighted 1 day performance of each including dividends. It was easier for us to do it this way, and it makes very little difference to other ways of creating benchmarks (like quarterly rebalance).
Marco,
I am finding the blended benchmarks extremely useful, especially now that we have a new rebalance module allowing weighted allocations.
It would be nice if you could add three more equity-bond blends.
20 : 80
40 : 60
80 : 20
These are the allocations which Vanguard uses for three of their four LifeStrategy funds. We already have the 60 : 40 blend available which they also use.